More music... absolutely... except... oh! Personal taste... just because I am not spending my money on artist A, it doesn't mean I will spend it on artist B.
by The Noid
(quotes)
They have something to spend it on, more music.
Eventually the money will be spent. It may take some time for people to ajust their spending habbits, but they will once they notice their bank balance going up. While it isn't spent, it's in the hands of the banks, who use it to make more money too.
And to repeat... people don't spend all their money, neither do they automatically start to spend once their savings reach a certain level.
By your argument, the world economy should be perfectly stable because ultimately everyone spends their money and it all has the same eventual effect. This is clearly not the case.